PROMISSORY NOTE
U.S. $_________      ___________________________,[Location]      _________________[date]
FOR VALUE RECEIVED, the undersigned, _____________________________[Borrower], promise to pay, without set off, expense deduction, restriction, claim or counterclaim of any kind  ___________________________________________________________________[Lender], the sum of $___________________________________________________________. The principal sum is to be paid in lawful currency in the following manner:
  Payment(s) shall be made in [_] Monthly   [_] Annual installments   [_] Single Balloon 
of  $_________________________________, with the final installment being in the amount of $_______________________________, including all annual simple interest of _____ percent.  The first payment shall be made on _____________________ and the final payment shall be on ____________ [date].   This Note may be paid in full without penalty.
In the event that any payment is not made within ______________ days after the due date, the entire remaining unpaid balance shall become immediately due and payable at the option of Lender.   No extension of time for payment of this Note and no alteration, amendment, or waiver of any provision of this Note shall release the liability of Makers under this Note.
The consideration and value for the Note consists of Makers’ acknowledgment that any and all services provided by Payee or Holder to Makers, and any and all fees charged for the services, to date, are reasonable, professional, and agreeable. 
This Note shall be construed and enforced according to the laws of _____________________.
Dated  ___________________
STATE OF__________________________)  SS
COUNTY OF________________________)
On ________________________________ before me, _______________________________ personally appeared ________________________________ who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of __________ that the foregoing paragraph is true and accurate.
WITNESS my hand and official seal.  Expires __________
Signature_____________________________________



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(THIS AREA FOR OFFICIAL NOTARIAL SEAL)