/* PARAGRAPH 2205: PERSONAL GUARANTEE */


                    PERSONAL GUARANTEE


The undersigned, in consideration of the extension of credit by 
HOLDER to MAKER, unconditionally personally guarantee the full 
and prompt payment of principal, interest, and any collection 
costs, including attorney's fees to HOLDER. The undersigned 
consent to any extensions which may be made from time to time 
between MAKER and HOLDER, and consents to the release or 
substitution of any collateral.


***************************************************************

READ CAREFULLY: You are executing a legally binding obligation to 
pay this debt should the primary maker fail or refuse to do so. 
This may mean that you might called on to pay this debt and 
collection costs.
 
***************************************************************



__________________________________________
GUARANTOR



__________________________________________
GUARANTOR